WebAnnual Point-to-Point Index Crediting Option; Monthly Average Index Crediting Option; Monthly Point-to-Point Index Crediting Option; ... The interest crediting rate is subject to a maximum or “cap” set each contract … WebProduct Detail Applicant Ages: 0-80 Premium Minimum: $10,000 NQ/Q, Max: $1 million Flexible Premium; $2,000 Additional Accounts: 1 fixed-rate; 9 index-linked: 6 S&P500, 2 Barclays Focus50, 1 S&P MARC 5% Surrender Charge: 10 Years 12, 12, 12, 12, 11, 10, 8, 6, 4, 2% Penalty-Free Withdrawals: 10% beginning year 2

Understanding Point-to-Point Capped Index Versus Uncapped …

WebS&P 500 1-Year Point-to-Point Cap Index credits are based on the percentage change in the S&P 500 Index ® from the previous contract anniversary, up to a specified cap. The minimum cap is 1.0%. WebJan 24, 2024 · Annual Point to Point with a Participation Rate Using the 7 % annual index performance determine from the chart above (107,000-100,000 =7000. 100,000 / 7000 = … bubble land car wash plainfield in

Understanding Point-to-Point Capped Index Versus Uncapped …

WebThis index method looks at the movement of an index from Point A to Point B and a cap rate limits the index credit. For example, the cap rate may be 6.5%. This means that interest credits may be anywhere from 0% (the floor rate) up to the cap of 6.5% Uncapped Point-to-Point with Spread This index method also looks at the movement of an index ... WebAnnual Point to point is the most common crediting method. For example, of the S&P 500 index starts at 1120 and ends at 1300 then the point to point gain is 16.07%. Crediting … WebApr 5, 2024 · The participation rate for the annual point-to-point with a cap, annual point-to-point with a spread and monthly sum crediting methods is 100% guaranteed for the life of … explosion in cochem